Eddie Patel, President
Action Investment Services, Inc.

Asset Allocation

Smart Money

Asset allocation is the process by which we determine where your investable assets should be positioned for optimal growth. This typically involves a blend between stocks, bonds, and cash.

Stock Market provides best returns over time

There can be no doubt that over time, the stock market beats all other forms of investing. The problem is that large fluctuations can occur in relatively small increments of time. Depending on your risk tolerance and your stage in life, the stock market may not be the best place for your money.

In our free report titled, "Protection with Potential," we highlight key mutual fund statistics which definitively show that mutual fund investments are lagging significantly behind the actual returns of the stock market.

Negative Effects of Market Timing

One reason for this is that fluctuations and volatility in the market can cause emotional responses from investors. Emotional responses cause investors to move in and out of the stock market in an attempt to time it. The negative effects of timing are highlighted in the charts below.

Optimizing your Asset Allocation

Our total wealth model strives to build a feeling of security where you, as an investor, will not be tempted to "time the market". We recognize that not everyone has the same tolerance for risk at different stages in their lives, and we will show you how to allocate your assets to optimize your investments in a way that's right for you.

In our meetings, we will teach you the tactics, patience and discipline you need to reach your wealth building goals.

Let's take a look at your asset allocation, today.