Eddie Patel, President
Action Investment Services, Inc.

Find Buried Treasure

If I could show you how to uncover a MULTI-MILLION DOLLAR ASSET, representing hundreds of thousands of dollars in buried treasure, would you believe me?

Over the last decade, thousands of American seniors have taken advantage of the opportunity for a no-obligation free appraisal and, as a result, have discovered billions of dollars worth of "hidden assets" in a place they never would have expected…their existing and potential life insurance policies!

Wall Street analysts reported that in 2006, American seniors sold over $16 billion worth of their life insurance policies to sophisticated investors for huge lump sums of cash in transactions known as "life settlements". Secondary market investors include Merrill Lynch, Deutsche Bank, Morgan Stanley, and Warren Buffet's Berkshire Hathaway, to name a few. Experts forecast $40 billion worth of life settlements in 2008. A growing number of experts now believe that informing clients about offering life settlements should fall under the fiduciary duty of a financial adviser.

How does a Life Settlement work?

A life settlement is a financial transaction in which a policy owner possessing an unneeded or unwanted life insurance policy sells the policy to a third party for more than the cash value offered by the life insurance company. The purchaser becomes the new beneficiary of the policy at maturation and is responsible for all subsequent premium payments.

A Case Study Example

A 75 year old man signed up for a 2 year premium finance program with a $5 million life insurance policy. During the 2 years, his estate planning needs changed and he no longer needed the policy for the asset protection due to the 'death tax'. The policy was sent to our investors for appraisal on our client's $5 million asset.

The best gross offer was $750,000. We reviewed all of the offers and options with the client. They decided to accept the offer. After paying the bank back the 2 years of premiums plus interest, the client received $250,000. The client received his check in about 2 weeks.

We Can Help

Action Investment Services is in a unique position to assist you in taking advantage of this valuable opportunity with no out-of-pocket costs to you! Even though…1) you may not own a life insurance policy 2) you may not be interested in paying life insurance premiums, or 3) you might not believe you can qualify for life insurance, you may still qualify to take advantage of this opportunity as an innovative, rewarding, and proven estate planning tool. Let Action Investment Services evaluate your situation to determine whether or not you qualify.

Why Is There No Out Of Pocket Cost To Me?

Life insurance companies have approved a number of attractive finance programs to enable select seniors to leverage this valuable new asset - without spending a dime. Premium finance programs offer terms of 2 years, 5 years, 10 years, or a "loan for life". In the unlikely event that you pass away during the finance period, your beneficiaries receive the death benefit minus the amount funded by the lender. This represents a financial windfall for your family/estate because they benefit from the tax-free insurance payout that would otherwise not be there.

Do I qualify?

If you are...

1) 65-85 years of age
2) relatively healthy for your age (non-smoker)
3) willing to get a free "life asset" appraisal

...you may definitely qualify for this unique estate planning tool. Please contact us for more information.